YOUTH SAVINGS PROGRAM

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You’re Never Too Young to Start Saving

The PlainsCapital Bank Youth Savings Program makes saving fun and easy for kids under 18. Young savers can open a Personal Savings Account with the Youth Savings Program with as little as $1, and there is no minimum balance requirement. Kids get a free PlainsCapital piggy bank to help them save at home, and we’ll even give them a $5 birthday deposit every year until they turn 18.

Program Features

Earn interest on balances over $1
No minimum balance required
Free transfers between your child’s account and your PlainsCapital accounts
Unlimited deposits
FDIC insured up to the maximum amount allowed by law
Six withdrawals and/or transfers per statement cycle at no charge. Thereafter, a charge of $3 per transaction will apply.
Access your child’s account any time with Online Banking
Access your child’s account from your smartphone through the PlainsCapital Mobile Banking App

Requirements

$1 to open the account
Only available to children under age 18¹

¹Child must have a parent or guardian age 18 or older as a co-owner of their account. When account owner turns 18, the account terms and structure will convert to Personal Savings.

Open An Account

Speak to a Specialist

866-762-8392

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