Get 24/7 Access and Valuable Perks with TotalAccess Checking

Get 24/7 access to your money with Online and Mobile Banking, Mobile Deposit, Bill Pay, Zelle®, and more. Transfer money, pay your bills, or send and receive money with friends and family any time. With PlainsCapital TotalAccess, your money is right at your fingertips, whenever and wherever you need it.


Account Features


$100 minimum opening deposit. $10 monthly fee can be reduced by $2 for each of the following:

  • Receive eStatements
  • Maintain a $500 minimum daily balance per statement cycle
  • Minimum of $500 direct deposit per statement cycle
  • 25 debit card purchases per statement cycle4
  • Age 62 or older
  • Under age 22

1Withdrawals from other ATMs will incur the other bank’s ATM fee plus a $2 PlainsCapital fee.
2Mastercard® Debit Cards available to cardholders age 18 and over.
3Standard data fees from your mobile provider may apply.
4Debit card purchases must post before statement cycle cut off.

Open An Account

Speak to a Specialist

Other Personal Banking Solutions

Savings & Money Markets

Start zeroing in on your goals with accounts that help you grow your money and retain access when you need it.


Increase your return with a higher-yield Certification of Deposit from PlainsCapital.

Online & Mobile Banking

Instantly transfer money, pay bill, deposit checks, and manage your accounts from wherever you are.

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