FRAUD PROTECTION

Stop potential fraudulent transactions before they occur with PlainsCapital Bank’s advanced suite of products and tools designed to protect against payment fraud. With Positive Pay and PlainsCapital’s ACH Fraud Module, you have powerful solutions to help you easily monitor incoming and outgoing transactions for suspicious activity.

PlainsCapital Bank Positive Pay provides a controlled environment to monitor your paid check activity. Each time you issue checks, you inform us by sending a flexible format data file from your accounting system or by keying in the information online. We then compare that information to checks that have paid to your account overnight. If we find checks that fail to match, we send you an email alerting you to the possible fraudulent activity. If questionable activity is detected, you can return the check online without further delay.

PlainsCapital Bank offers a variety of methods for fighting electronic payment fraud – known commonly as ACH fraud – including Account and ID Blocks. However, our most powerful tool is our innovative ACH Fraud Module.

This online tool lets you create ACH filters by Company ID, Amount, and Standard Entry Class, virtually ensuring that if something out of the ordinary posts to your account, you’ll know it immediately. Once you’ve created filters, you can quickly and easily update them online as new vendors or customers come on board. If a transaction posts to your account outside of the parameters you’ve specified, we will immediately send an email for payment verification.