BUSINESS CHECKING

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From basic checking to checking plus sophisticated treasury management services, you’ll find a business account that gives you exactly what you need.

Commercial All Access

For high-balance users with extensive treasury management needs.
  • Monthly fee: $20
  • Access to full suite of advanced Treasury Management Services
  • Enhanced earnings credit rate to offset fees
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Business Plus

For moderately high-balance users with some treasury management needs.
  • Monthly fee: $0 with $25,000 balance, $15 otherwise
  • Access to basic Treasury Management Services
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Business Interest

The ideal choice for trusts and nonprofits.
  • Monthly fee: $0 – $20 depending on conditions (see full comparison for details)
  • Interest on balances over $5,000
  • Access to Business Online Services (BOS) available
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Business Basics

For low-volume users with no treasury management needs.
  • Monthly fee: $0 – $10 depending on conditions (see full comparison for details)
  • Access to Business Online Services (BOS) available
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Commercial All Access

Business Plus

Business Interest

Business Basics

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Best for you if your business has...High balances, high volumes, and sophisticated Treasury Management needsModerately high balances and volumes, some Treasury Management needsBasic banking needs, no Treasury Management needs, a desire to earn interest; Ideal for trust and non-profitsBasic banking needs, lower volumes, and no Treasury Management needs
InterestNone; Sweeps available1None; Sweeps available1Yes; Flat rate when balances exceed $5,000__
Treasury Management ServicesAccess to full suite of advanced servicesAccess to basic services ____
Online Banking Business Online Services (BOS) for TreasuryBusiness Online Services (BOS) for TreasuryBusiness Online Services (BOS) availableBusiness Online Services (BOS) available
Monthly Online Bill Payments Speak with a PlainsCapital Bank Treasury Management representative for more information.10 at no charge210 at no charge210 at no charge2
Per Item Monthly AllowanceSpeak with a PlainsCapital Bank Treasury Management representative for more information.250 deposited items, unlimited debit card transactions, 250 non-card transactions, $10,000 cash deposited3 100 deposited items, unlimited debit card transactions, 100 non-card transactions, $5,000 cash deposited4150 deposited items, unlimited debit card transactions, 150 non-card transactions, $5,000 cash deposited4
Monthly Change Order AllowancesSpeak with a PlainsCapital Bank Treasury Management representative for more information. $10,000 currency and 10 coin rolls at no charge55,000 currency and 5 coin rolls at no charge6 $5,000 currency and 5 coin rolls at no charge6
Minimum Opening Deposit $100 $100 $100 $100
Monthly Fee $20$15$20$10
Balance to Avoid Monthly Fee __$25,000$5,000 average daily balance or combined balance of $25,000 with business money market$3,000 average daily balance or combined balance of $25,000 with business money market
Earnings Credit to Offset FeesEnhanced earnings credit rateIncluded ____

1Sweep fees apply. Not FDIC-Insured. May lose value. No bank guarantee.
2Each additional bill payment or external transfer is $1.
3The fee for each additional: deposited item is $0.15; non-card transaction is $0.50; $1,000 in cash deposited is $1.25.
4The fee for each additional: deposited item is $0.20; non-card transaction is $0.50; $1,000 in cash deposited is $1.
5Each additional $1,000 in currency beyond the monthly allowance is $1.00. Each additional coin roll beyond the monthly allowance is $0.10.
6Each additional $1,000 in currency beyond the monthly allowance is $0.50. Each additional coin roll beyond the monthly allowance is $0.08.

Switching to PlainsCapital Bank is Easy!

Other Business Banking Solutions

Business Money Market

Earn interest on your cash without giving up access.

Business CDs

Set your term and watch your money grow.

Business Debit Card

The most convenient way to make your routine payments.

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